Pet Insurance Plan Comparison

Insurance plan comparison

Select up to 3 plans, then compare plan facts.

This tool places plan facts side by side — coverage shape, reimbursement, deductibles, waiting periods, and exclusions. iPickPet does not rank or score insurance plans and does not sell insurance. Plans are shown in the order you select them.

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Plan facts	AKC Pet Insurance Accident & Illness Dogs & cats · Accident + illness
Region availability	Insurance products and optional coverages vary by state; confirm availability in the current quote and policy.
Reimbursement	Customizable reimbursement percentage; current choices are shown during enrollment.
Deductible	Customizable annual deductible selected during enrollment.
Annual limit	Customizable annual payout options up to $10,000 for eligible expenses.
Accident waiting period	2 days for accident-related injuries, subject to state policy terms.
Illness waiting period	14 days for illnesses, subject to state policy terms.
Orthopedic waiting period	180 days for cruciate-ligament and intervertebral-disc conditions, subject to state policy terms.
Pre-existing conditions	Generally excluded at first; eligible pre-existing conditions may be covered after 365 continuous days of coverage in participating states.
Enrollment age limits	Not available
Key exclusions	Pre-existing conditions, elective or cosmetic procedures, and routine care without an applicable optional add-on are excluded.
Source	Official plan page, reviewed 2026-07-23

Plan facts change over time and vary by state, pet age, and breed. Confirm every detail on the provider's official policy documents before purchasing, and ask your veterinarian which coverage questions matter for your pet's existing conditions. Insurance facts are kept separate from food and supplement data and never influence nutrition comparisons.

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Plan facts

AKC Pet Insurance

Accident & Illness

Dogs & cats · Accident + illness

Region availability

Insurance products and optional coverages vary by state; confirm availability in the current quote and policy.

Reimbursement

Customizable reimbursement percentage; current choices are shown during enrollment.

Deductible

Customizable annual deductible selected during enrollment.

Annual limit

Customizable annual payout options up to $10,000 for eligible expenses.

Accident waiting period

2 days for accident-related injuries, subject to state policy terms.

Illness waiting period

14 days for illnesses, subject to state policy terms.

Orthopedic waiting period

180 days for cruciate-ligament and intervertebral-disc conditions, subject to state policy terms.

Pre-existing conditions

Generally excluded at first; eligible pre-existing conditions may be covered after 365 continuous days of coverage in participating states.

Enrollment age limits

Not available

Key exclusions

Pre-existing conditions, elective or cosmetic procedures, and routine care without an applicable optional add-on are excluded.

Source

Official plan page, reviewed 2026-07-23