AKC Pet Insurance
Accident & Illness
Dogs & catsAccident + illness
- Reimbursement
- Not available
- Deductible
- Not available
- Annual limit
- Not available
Plan facts last reviewed 2026-07-11.
Insurance plan facts
Pet insurance, compared on plan facts
Coverage shape, reimbursement, deductibles, waiting periods, pre-existing-condition rules, and exclusions — placed side by side so the trade-offs are readable. iPickPet does not rank or score insurance plans and does not sell insurance.
Wagmo
Accident & Illness
Dogs & catsAccident + illness
- Reimbursement
- Not available
- Deductible
- Not available
- Annual limit
- Not available
Plan facts last reviewed 2026-07-11.
Pumpkin
Pet Insurance
Dogs & catsAccident + illness
- Reimbursement
- Not available
- Deductible
- Not available
- Annual limit
- Not available
Plan facts last reviewed 2026-07-11.
ManyPets
Accident & Illness
Dogs & catsAccident + illness
- Reimbursement
- Not available
- Deductible
- Not available
- Annual limit
- No maximum for annual or lifetime payouts
Plan facts last reviewed 2026-07-11.
Spot
Accident & Illness
Dogs & catsAccident + illness
- Reimbursement
- Options up to 90% of covered costs (80% shown in example)Needs source review
- Deductible
- Not available
- Annual limit
- Not available
Plan facts last reviewed 2026-07-11.
Pets Best
Accident & Illness
Dogs & catsAccident + illness
- Reimbursement
- Not available
- Deductible
- Not available
- Annual limit
- Not available
Plan facts last reviewed 2026-07-11.
Figo
Accident & Illness
Dogs & catsAccident + illness
- Reimbursement
- Options up to 100% reimbursement
- Deductible
- Not available
- Annual limit
- Unlimited annual benefit option available
Plan facts last reviewed 2026-07-11.
MetLife
Accident & Illness
Dogs & catsAccident + illness
- Reimbursement
- 50% / 70% / 80% / 90% of covered costs
- Deductible
- $0–$750 in $50 increments; also $1,000 / $1,250 / $1,500 / $2,000 / $2,500
- Annual limit
- $500–$25,000 in $1,000 increments, or unlimited
Plan facts last reviewed 2026-07-11.
Embrace
Accident & Illness (Cat)
CatsAccident + illness
- Reimbursement
- 70% / 80% / 90% of eligible vet bills
- Deductible
- $200 to $1,000 annual
- Annual limit
- $2,000 to unlimited
Plan facts last reviewed 2026-07-11.
Embrace
Accident & Illness (Dog)
DogsAccident + illness
- Reimbursement
- 70% / 80% / 90% of eligible vet bills
- Deductible
- $200 to $1,000 annual
- Annual limit
- $2,000 to unlimited
Plan facts last reviewed 2026-07-11.