ManyPets
Accident & Illness
Dogs & catsAccident + illness
Plan facts read from the provider's official pages; last reviewed 2026-07-23. Facts vary by state, pet age, and breed — confirm every detail on the official policy documents before purchasing.
Coverage terms
- Region availability
- Currently not available in all states
- Annual limit options
- No maximum for annual or lifetime payouts
Costs
- Reimbursement options
- The policy includes a co-pay; the current percentage is shown in the quote and policy.
- Deductible options
- Annual deductible; the current amount is shown in the quote and policy.
Waiting periods
- Accident
- 15 days in most active states; no accident waiting period in DE, LA, ME, MS, NE, NH, or WA, subject to current state terms.
- Illness
- 15 days in active states, subject to current state terms.
- Orthopedic
- Not available
Eligibility
- Pre-existing conditions
- Pre-existing conditions are not covered
- Enrollment age limits
- Not available
Exclusions
- Exclusions summary
- Pre-existing conditions and routine or preventive care are excluded from insurance; optional wellness benefits are separate.
Source
Official provider page: manypets.com · last reviewed 2026-07-23