Figo
Accident & Illness
Dogs & catsAccident + illness
Plan facts read from the provider's official pages; last reviewed 2026-07-23. Facts vary by state, pet age, and breed — confirm every detail on the official policy documents before purchasing.
Coverage terms
- Region availability
- Availability and policy terms vary by state; confirm eligibility in the current quote and policy.
- Annual limit options
- Unlimited annual benefit option available
Costs
- Reimbursement options
- Options up to 100% reimbursement
- Deductible options
- Selected when customizing the policy; current deductible choices are shown in the quote.
Waiting periods
- Accident
- 1 day for accident-related injuries.
- Illness
- Not available
- Orthopedic
- 6 months for orthopedic conditions, subject to state-specific terms.
Eligibility
- Pre-existing conditions
- Curable pre-existing conditions may be covered after 12 months with no signs or symptoms
- Enrollment age limits
- Not available
Exclusions
- Exclusions summary
- Incurable pre-existing conditions, experimental procedures, breeding/pregnancy/birth, most parasites, cloning, cosmetic surgery
Source
Official provider page: figopetinsurance.com · last reviewed 2026-07-23