Pet Insurance Plan Comparison

Insurance plan comparison

Select up to 3 plans, then compare plan facts.

This tool places plan facts side by side — coverage shape, reimbursement, deductibles, waiting periods, and exclusions. iPickPet does not rank or score insurance plans and does not sell insurance. Plans are shown in the order you select them.

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Plan facts	ManyPets Accident & Illness Dogs & cats · Accident + illness
Region availability	Currently not available in all states
Reimbursement	The policy includes a co-pay; the current percentage is shown in the quote and policy.
Deductible	Annual deductible; the current amount is shown in the quote and policy.
Annual limit	No maximum for annual or lifetime payouts
Accident waiting period	15 days in most active states; no accident waiting period in DE, LA, ME, MS, NE, NH, or WA, subject to current state terms.
Illness waiting period	15 days in active states, subject to current state terms.
Orthopedic waiting period	Not available
Pre-existing conditions	Pre-existing conditions are not covered
Enrollment age limits	Not available
Key exclusions	Pre-existing conditions and routine or preventive care are excluded from insurance; optional wellness benefits are separate.
Source	Official plan page, reviewed 2026-07-23

Plan facts change over time and vary by state, pet age, and breed. Confirm every detail on the provider's official policy documents before purchasing, and ask your veterinarian which coverage questions matter for your pet's existing conditions. Insurance facts are kept separate from food and supplement data and never influence nutrition comparisons.

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Plan facts

ManyPets

Accident & Illness

Dogs & cats · Accident + illness

Region availability

Currently not available in all states

Reimbursement

The policy includes a co-pay; the current percentage is shown in the quote and policy.

Deductible

Annual deductible; the current amount is shown in the quote and policy.

Annual limit

No maximum for annual or lifetime payouts

Accident waiting period

15 days in most active states; no accident waiting period in DE, LA, ME, MS, NE, NH, or WA, subject to current state terms.

Illness waiting period

15 days in active states, subject to current state terms.

Orthopedic waiting period

Not available

Pre-existing conditions

Pre-existing conditions are not covered

Enrollment age limits

Not available

Key exclusions

Pre-existing conditions and routine or preventive care are excluded from insurance; optional wellness benefits are separate.

Source

Official plan page, reviewed 2026-07-23