Pet Insurance Plan Comparison

Insurance plan comparison

Select up to 3 plans, then compare plan facts.

This tool places plan facts side by side — coverage shape, reimbursement, deductibles, waiting periods, and exclusions. iPickPet does not rank or score insurance plans and does not sell insurance. Plans are shown in the order you select them.

Selected: 1 of 3

Add one more plan for a side-by-side view.

Plan facts	Pets Best Accident & Illness Dogs & cats · Accident + illness
Region availability	Plan availability, benefits, and waiting periods are state-specific; confirm the current quote and policy declarations.
Reimbursement	70% / 80% / 90% of eligible veterinary expenses.
Deductible	$100 to $1,000 annual deductible.
Annual limit	$5,000 to unlimited annual benefit.
Accident waiting period	Varies by state and coverage type; the exact period appears in the quote and policy declarations.
Illness waiting period	Varies by state and coverage type; the exact period appears in the quote and policy declarations.
Orthopedic waiting period	Not available
Pre-existing conditions	Conditions beginning before the policy or during the waiting period are pre-existing; some healed conditions (e.g., broken legs, kennel cough) are not treated as pre-existing
Enrollment age limits	No upper age limits; coverage not reduced or cancelled based on age
Key exclusions	Pre-existing conditions, elective procedures, parasites, non-veterinary expenses, herbal/holistic therapies
Source	Official plan page, reviewed 2026-07-23

Plan facts change over time and vary by state, pet age, and breed. Confirm every detail on the provider's official policy documents before purchasing, and ask your veterinarian which coverage questions matter for your pet's existing conditions. Insurance facts are kept separate from food and supplement data and never influence nutrition comparisons.

Loading insurance comparison...

Plan facts

Pets Best

Accident & Illness

Dogs & cats · Accident + illness

Region availability

Plan availability, benefits, and waiting periods are state-specific; confirm the current quote and policy declarations.

Reimbursement

70% / 80% / 90% of eligible veterinary expenses.

Deductible

$100 to $1,000 annual deductible.

Annual limit

$5,000 to unlimited annual benefit.

Accident waiting period

Varies by state and coverage type; the exact period appears in the quote and policy declarations.

Illness waiting period

Varies by state and coverage type; the exact period appears in the quote and policy declarations.

Orthopedic waiting period

Not available

Pre-existing conditions

Conditions beginning before the policy or during the waiting period are pre-existing; some healed conditions (e.g., broken legs, kennel cough) are not treated as pre-existing

Enrollment age limits

No upper age limits; coverage not reduced or cancelled based on age

Key exclusions

Pre-existing conditions, elective procedures, parasites, non-veterinary expenses, herbal/holistic therapies

Source

Official plan page, reviewed 2026-07-23