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Insurance plan comparison
This tool places plan facts side by side — coverage shape, reimbursement, deductibles, waiting periods, and exclusions. iPickPet does not rank or score insurance plans and does not sell insurance. Plans are shown in the order you select them.
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| Plan facts | Wagmo Accident & Illness Dogs & cats · Accident + illness |
|---|---|
| Region availability | Not available |
| Reimbursement | Customizable; current reimbursement choices are confirmed during enrollment. |
| Deductible | Customizable; current deductible choices are confirmed during enrollment. |
| Annual limit | Customizable; current annual-limit choices are confirmed during enrollment. |
| Accident waiting period | Not available |
| Illness waiting period | 14-day general waiting period in most states; exact terms vary by state. |
| Orthopedic waiting period | Not available |
| Pre-existing conditions | Not available |
| Enrollment age limits | Not available |
| Key exclusions | Spaying/neutering not covered under insurance or wellness |
| Source | Official plan page, reviewed 2026-07-23 |